Payout Schedule

Payout schedule is how often Flo transfers your cleared balance to the bank account you linked. It is separate from how long each sale sits in Pending before it becomes Available — and separate from booking holds on paid sessions.

This guide covers when money can leave Flo, how to change your rhythm, and what shows up on Wallet → Overview, Earnings, and Payouts.

Flo Payments required

You need a connected and verified Flo Payments account before payouts run. See Flo Payments setup and Connect bank.

Where to see and change your schedule

Where	What you can do
Dashboard → Grow → Wallet → Payouts	Your payout plan — schedule label, settlement Payout hold tier (7-day vs 2-day), minimum, payout history
Dashboard → Grow → Wallet → Earnings	Summary line: Flo payout schedule: Weekly · Minimum: $10.00 — link to Manage in settings
Dashboard → Settings → Payments	Payout settings card — pick Daily, Weekly, or Monthly, change bank, Save payout settings

Direct link from Earnings: Settings → Payments (#payout-settings).

Default: weekly on Fridays

New creators default to weekly payouts.

Detail	What Flo does
Payout day	Every Friday (Flo’s payout runs use a universal clock — your local Friday morning or evening may differ)
What gets sent	Your payable balance after settlement, booking holds, minimum check, and payout fees
If you are below minimum	No transfer that week — balance rolls forward to the next Friday
After Flo sends	Bank transfer usually takes 1–2 business days (your bank controls final timing)

On Wallet → Overview, when you are on weekly and above the minimum, the Available card may show a green note like Ready for Friday payout.

Schedule options

You choose Daily, Weekly, or Monthly in Settings → Payments. Flo saves your choice and uses it for automatic bank transfers.

Option	When Flo initiates a transfer	Notes
Weekly (default)	Every Friday	Best for most creators
Daily	Every day (once you qualify)	Requires a paid Flo plan (Creator, Pro, or Studio) and 90 days since your earnings account was approved
Monthly	1st of each month (same universal clock as weekly)	One batch per month when above minimum
Manual · on demand	Only when you tap Pay out	Not selectable in settings — rare legacy/support setup. Schedule line shows Manual · on demand and contact support to change

Daily payouts need a paid plan

On the Free plan, daily payouts are not available. If you downgrade from paid while on daily, Flo stops daily runs until you upgrade again. Weekly and monthly still work on Free.

Unlocking daily payouts

Requirement	Detail
Paid Flo plan	Creator, Pro, or Studio
Account age	90 days after your Flo Payments earnings account was approved (not just “signed up for Flo”)
Progress in Wallet	On Payouts → Your payout plan, the bar under Payout hold counts toward Daily payouts available after you are already on the 2-day settlement tier

Saving Daily in settings before day 90 shows an error with days remaining.

Three different “waits” (do not mix them up)

Creators often confuse Pending, booking hold, and payout schedule. They stack for paid sessions but mean different things.

Name	What it controls	Where you see it	Typical length
Settlement (Pending)	Each card sale clearing before it counts as Available	Pending balance card; Payout hold on payout plan (7-day vs 2-day)	~7 days per sale when newer; ~2 days after 60 days clean history
Booking payout hold	Paid session money excluded from Pay out until after the session	Available high but Pay out lower — Booking holds in Wallet	~24 hours after session start, then daily check
Payout schedule	When Flo sends payable money to your bank	Payouts tab; Your payout plan → Schedule	Weekly Friday, or daily / monthly / manual per your setting

“Payout hold” on your payout plan

The Payout hold row (for example 7 days or 2 days) is your settlement tier — how long new sales stay in Pending. It is not the same as a booking hold on one session. See Wallet balances.

Settlement: when sales become Available

Before any payout day, money must move from Pending to Available. That wait is per sale, starting when the fan’s payment succeeds.

Your Flo Payments history	Typical wait per sale
Newer account (first ~60 days on Flo Payments)	About 7 days
Mature account (60+ days, clean history)	About 2 days

Clean means no failed payouts and no open disputes in that window. Flo upgrades you automatically — you do not submit a form.

Settlement timeline (products, courses, memberships)

Step	When	Wallet
1	Fan pays	Pending rises
2	Settlement wait	Stays in Pending (~7 or ~2 days for that sale)
3	Sale clears	Amount moves to Available
4	Next payout run (e.g. Friday) if above minimum	Transfer to bank — fee deducted — Wallet fees

Paid bookings: settlement + booking hold

Paid sessions follow both waits at the same time (not one after the other):

Step	Settlement	Booking hold	Can this session’s share go to the bank?
1	Fan pays — often Pending	Hold starts	No
2	Clears to Available (~7 or ~2 days)	Still active until after session	Still no
3	In Available	~24 hours after session start, then daily release	Yes — on next eligible payout if above minimum
4	—	Cleared	Yes — e.g. following Friday on weekly schedule

Full booking examples: Booking payout hold.

Minimum balance before a payout

Flo only initiates a transfer when your payable balance (after booking holds) meets the minimum for your display currency.

Currency	Minimum available (examples)
USD / CAD	$10.00
GBP	£8.00
EUR	€9.00
AUD / NZD / SGD	About $15.00 equivalent
HKD	HK$80.00
CHF	CHF 10.00
JPY	¥1,000
SEK / NOK	Higher local floors (shown in Settings → Payments)

If you are under the minimum on payout day, nothing is sent and the balance carries over — there is no limit on how many weeks it can wait.

Pay out on your own timing

Scheduled payouts (weekly, daily, monthly)

Flo automatically initiates transfers on your schedule when:

Check	Must be true
Payable balance	At or above minimum
Settlement	Money is Available, not Pending
Booking holds	Session earnings that are still held are excluded
Account health	No payout block (failed payout unresolved, suspension, review)
Fees	Balance large enough to cover payout fee

You do not need to click anything each week if you use weekly, daily, or monthly.

Manual schedule — Pay out now

If your plan shows Manual · on demand, Wallet → Earnings offers Pay out now. That sends your current payable balance (after holds and fees) when you choose.

Most creators use weekly and will not see Pay out now — only scheduled Friday (or daily/monthly) runs.

Instant payout (faster to a debit card)

Separate from your weekly/daily/monthly rhythm:

Topic	Detail
Where	Wallet → Earnings — Instant payout or Get funds faster
Speed	Often within about 30 minutes to an eligible debit card
Fee	Higher than standard — 1% plus the usual 0.25% + flat — Wallet fees
Who qualifies	Paid Flo plan, 90 days since earnings account approved, debit card that supports instant transfers
Free plan	Instant payout is not available — upgrade message if you try

Instant sends payable balance now; it does not change your underlying weekly / daily / monthly setting.

What Flo sends on payout day

Topic	Behavior
Amount	Up to your payable available balance (not Pending, not amounts still on booking hold)
Fee	Deducted before the transfer — see Wallet fees
Currency	Your Flo Payments display currency from settings
Bank vs card	Standard payouts go to your linked bank; instant goes to an eligible debit card

After Flo initiates a payout

Payout type	What to expect
Standard (scheduled or Pay out now)	1–2 business days to your bank — shown as in transit on Payouts until paid
Instant	About 30 minutes to your debit card

Your bank’s holidays and processing speed are outside Flo’s control.

Your payout plan card (Payouts tab)

When Flo Payments is active, Your payout plan summarizes:

Row	Meaning
Schedule	e.g. Weekly · Every Friday, Daily · next banking batch, Monthly · Monthly cycle
Payout hold	7 days or 2 days settlement tier + progress toward shorter delay / daily unlock
Minimum payout	Floor for your currency

Use this card together with Wallet balances on Overview.

Things that pause or delay payouts

Situation	What happens
Below minimum on payout day	Skipped until you reach the floor
All money still Pending	Nothing payable yet
Booking holds	Available looks high; less is payable — Booking holds in Wallet
Last payout failed	Fix bank in Settings → Payments; funds usually return to Available
Account under review or suspended	Payouts paused — see banners on Wallet overview
Open dispute	Can block or reduce balance until resolved
Free plan + daily schedule	Daily automatic runs do not proceed until you upgrade

Troubleshooting

Problem	What to check
No payout on Friday	Below minimum; balance still Pending; booking holds; account alert on Wallet
Pending stuck ~7 days	Normal for newer accounts — each sale has its own clock
Available high, nothing paid out	Booking holds; below minimum after holds; not payout day yet (daily/weekly/monthly)
Cannot select Daily	Need paid plan + 90 days since earnings account approved
No Pay out now button	Expected on weekly / daily / monthly — Flo pays automatically
Instant payout greyed out	Free plan, under 90 days, no debit card, or no payable balance
Schedule won’t save	Finish Flo Payments setup; refresh Settings → Payments and try again

Guide	Topic
Wallet overview	Tabs, alerts, Withdraw
Wallet balances	Available, Pending, All-time
Booking holds in Wallet	Why Pay out is less than Available
Booking payout hold	Session timing and examples
Wallet fees	Checkout and payout fees
Wallet transactions	Sales and payout history
Connect bank	Bank account for deposits
Flo Payments	How payments work on Flo

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